Savings Saturday: My $40 weekly budget

Even though it was a “short” week for me because I didn’t have to work on Monday, it still seems like it took forever to get to the weekend and now that the weekend is here, it’s flying by way too fast!

I always like to add a little disclaimer before I post this. I am able to “make it” on a $40 weekly budget because I have been couponing for a long time and my garage looks like it could double as a grocery store thanks to my stockpile. I am also blessed to have several grocery stores that double and triple coupons regularly and I don’t have any family members with allergies or dietary restrictions. If you aren’t able to make it on $40/week, don’t feel bad or pressured. My goal is just to help you find ways that you can save money. Challenge yourself to do better, even if it’s just cutting your grocery bill by $10 a week (that will give you $40 extra each month!)

Here’s a summary of my shopping trips for the day!


Target: Total OOP = $0 (spent $3.33 on a gift card). The Ocean Spray juice was “free” using the $1 Target printable and the $1 manufacturer’s printable. Details and links to the coupons are here. The Pop Tarts are on Price Cut for $1.67 right now. There are $1 off peelie coupons on some of the boxes making them .67/box!

Kroger: Total OOP = $49.28 (the total for all of these items before coupons would have been $142.63!) – Technically I am over budget for the week, but I had $10.05 left from last week that I never spent, so I am applying that toward my grocery allowance for this week. Here’s what I got: 3 packages of Cottonelle TP, 3 boxes of Kleenex, 1 bag of dog treats, 9 bags of shredded cheese, 1 bag of pizza rolls, 1 graham cracker crust, 1 bottle of Juicy Juice, 3 containers of Daisy Sour cream, 1 container of Ricotta cheese, 1 box of Carnation Instant Breakfast, 2 bottles of mustard, 1 bottle of Cattleman’s BBQ sauce, 2 bags of Green Giant steamers, 1 bag of frozen ravioli, 2 bags of bread, 2 gallons of milk, 1 box of eggs, 1 loaf of french bread, 2 boxes of Rice a Roni, 2 packages of Fast Fixin’ chicken strips, 2 packages of Goldfish, 2 boxes of cream cheese, 1 bottle of Kens salad dressing, 1 can of Rotel, 1 package of corn tortillas, 2 packages of Pilgrims Pride chicken breasts, 2 loaves of Sara Lee bread. There are way too many coupons to list, but you will find most of them included in my scenario that I posted here.

CVS: Total OOP = $0 (used $10/50 CRT, 2 $1.50 Huggies coupons, $1.50/2 Wisk coupon, $2 Gillette coupon, 3 $2 Advil printables, $1 Advil CRT, $2 St. Ives printable, $1 Johnsons Buddies coupon, and a $27 ECB adjusted down), earned $15 ECB…I burned more ECB than I had planned because they did not have the Gillette Fusion razor I had planned on buying and for some reason I thought the Wisk was 2/$7 when it is actually 2/$9. The Wisk detergent was a quick alternative that was around the same price, I had a coupon for it, and it’s something that I will actually use. (The moral of the story is….always have a back up plan when you shop at CVS) My CVS scenarios for this week can be found here.

I thought I would share this picture also. I found all of these in the $1 spot at Target. If you’re new to couponing or just looking for a way to organize your coupons, here are a few possibilities. I am planning a post on coupon organization soon. I love the accordian style holder. That is what I use to organize my coupons for all of my weekly trips. I have a section for each of the stores I shop at most often (Kroger, CVS, Walgreens, Target, and Randalls) and put all of my coupons/scenarios in each section when I go out to do my weekly trips. I also have a coupon binder where I keep all of my coupons. I loved these dividers because they are a lot more sturdy than the ones I am currently using. I use baseball card holders in each section to hold my coupons.

Here are my updated savings totals: (if you’re new to my blog and not familiar with my savings goals, click here)
Baby Emergency fund – 748.92 (Goal = $1000) – I got my $50 “bonus” from opening an ING Orange checking account. I posted about this here. They are still offering this promotion, so if you haven’t taken advantage of it yet, you should definitely check it out! They also give you a $25 bonus if you open a savings account with a balance of $250 and are referred by a current member, so if you are interested in that, e-mail me (my e-mail is in the upper left hand corner of the blog) and let me know.

Gift savings – $132.42 (Goal = $1500)
Rolling entertainment fund – $0 (Goal = $500)

Here’s how much I have saved at individual stores:
Total Target savings – $139.27to date (45% savings)
Total CVS savings – $272.75 (84% savings…this would probably be higher, but I do buy my stamps there to go toward my quarterly ECB earnings and you can’t use ECBs to pay for those!)
Total Kroger savings – $110.86(53% savings)
Total Randalls savings – $39.47 (100% savings) – I have paid for everything here with gift cards/coupons so far this year

**If you’re looking for spreadsheets to help you track your savings, there are some good ones here on the Mommy Snacks blog

Question of the Week: What do you do when you don’t have anymore money left for the week in your budget, but there is a great sale going on?

I thought this was a great question! In the past, I have always budgeted a certain amount per month, and this is really my first time doing a weekly budget. When I was doing a monthly budget, I could float money from one week to the next so that I had money when good sales came along, which is basically what I did this week. Now, I also keep a separate savings for “stockpiling” and I can always dip into that, too, if a good sale comes along!

Savings Saturday: CVS ad for the week of 1/25-1/31

Here are the deals for the upcoming week at CVS.

The match ups for the monthly deals can be found here.I do these coupon match-ups myself and it takes a LOT of time. I don’t mind if you share this information with others or on your blogs, but please make sure you are giving credit by posting a link back to my blog! Thanks πŸ™‚

Also, check out my $15 CVS gift card giveaway here.

ECB deals:

Almay cosmetics – get $5 when you spend $10 (limit 3 per household)
$1/1 Almay Cosmetic Product, Any – 10-12-08 SS
$1/1 Almay Cosmetic Or Skincare Product, Any – 12-14-08 SS
$1/1 Almay Cosmetic Product, Any – 01-11-09 SS

Spend $20 on Benefiber, Gas-X, or Maalox (excludes children’s), get $10 ECB (limit 1)
$5/2 Gas-X/Maalox CVS CRT (scan your cards)
$2/1 Benefiber Stick Pack Product, Any – 01-04-09 SS, 12-14-08 SS, 11-16-08 SS
$2/1 Benefiber Product, Any – 01-04-09 SS, 12-14-08 SS, 11-16-08 SS
$2/1 Benefiber Chewable or Caplet, Any – 12-14-08 SS, 11-16-08 SS
$1.50/1 Gas-X printable here
$1/1 Gas-X Product, Any – 01-04-09 SS
$1.50/ Maalox Product, Any – 01-04-09 SS
$2/1 Maalox Liquid, Any – 10-19-08 SS
$2/1 Maalox Chewable, Any – 10-19-08 SS

Claritin Liqui-Gels – $19.99, get $5 ECB (limit 1)
$2/1 printable here

Colgate Total Advanced 7.6-11.6 oz, Total whitening twin pack 12 oz total toothpaste, 360 Deep Clean or Max Fresh toothbrush 2 pk – get $2 ECB (limit 2 per household)
.75/1 Colgate Toothpaste, Any 4 Oz. + Adult Or Kids – 01-18-09 SS
$1/1 Colgate Adult Manual Toothbrush, Any – 01-04-09 SS
$1/1 Colgate Adult Or Children’s Toothpaste, Any 4 Oz. + – 01-04-09 SS
$1/1 Colgate Manual Toothbrush, Any – 01-04-09 SS
$1.50/1 Colgate Total Advanced Whitening, Colgate Total Advanced Clean, Or Colgate Total Advanced Fresh Toothpaste Only, Any 4 Oz. + – 01-04-09 SS

Energizer – get a $4 ECB when you buy $12 of Energizer Advanced or Ultimate Lithium AAA, AA 4 pk, Max AAA, AA 8 pk, C, D 4 pk, or 9 volt 2 pk batteries (priced at $6/each) (limit 1 per household)
$1/1 Energizer Brand Batteries Or Flashlight, Any – 01-04-09 SS
$1/1 Energizer Brand Batteries Or Flashlight, Any – 12-14-08 SS

Garnier Ultra-Lift Pro – Get $5 ECB when you buy – $16.99 (limit 1 per household)

Gillette Fusion Gamer, Venus Breeze Spa or Embrace Sister razor (1 ct) – $7.99, get $4 ECB (limit 1)
$4/1 Gillette Fusion Razor, any – 12-28-08 PG
$4/1 Venus Embrace Razor, any – Vocalpoint mailer

Gillette shampoo/conditioner, Head & Shoulders, Pantene Restoratives or Expressions – $4.99, get $3 ECB (limit 5)
$2/1 Gillette Shampoo, Conditioner Or Styling Product, Any Excluding Trial Size – 01-18-09 PG
$3/2 Pantene, any product (excludes trial sizes) – 12-28-08 PG
$1/1 Head & Shoulders Shampoo Or Conditioner, Any Excluding Trial Size – 01-18-09 PG, 12-28-08 PG

Spend $20 on Huggies products, get a $5 ECB: Huggies wipes (42-80 ct) or wash (15 oz) – 2/$5, Huggies jumbo pack diapers or Pull Ups (excludes Overnites) – $10 (limit 1)
$2/1 Huggies Pull Ups printable here
$1.50/1 Huggies diapers – 1-11-08 SS
$.50/1 Huggies wipes – 1-11-08 SS

(don’t forget about your .75 rebate for each package from Caregivers)

Maybelline Stiletto mascara -$6.99, get $2 ECB (limit 1 per household)
$1/1 Maybelline New York Mascara, Any – 01-18-09 RP, 10-26-08 RP

M&Ms – 2/$6, get $2 ECB (limit 1 per household)

Olay ProX lotion, cream, wrinkle treatment, eye restoration, discoloration complex .4-2.5 oz starter kit – get $5 ECB (limit 1 per household)

Spend $20 on PepsiCo products, get a $10 ECB: Pepsi 12 pk cans 3/$10, Lays potato chips (excludes Baked) – 2/$4, Tostitos and Stacy’s pita or bagel chips – 2/$6, Pepsi 2 liters, Sobe/Propel/Gatoride water 20 oz – 4/$5 (limit one offer per household)
$1.50/1 Stacys Pita Chips from 1-25-08 SS

Playtex Gentle Glide or Sport tampons (36-40 ct) – $7.99, get $2 ECB (limit 1)

Sarna Anti-itch lotion (7.5 oz) or sensitive cleanser (8 oz) – $9.99, get $2 ECB (Limit 5)

Schick Intuition Plus razor – $8.99, Get $4 ECB (limit 1)

Spend $19.99 on Skin Effects, get $5 ECB (limit 1 per household)
$5 CVS CRT (scan your card)

Tylenol or Motrin IB (225 ct) – get $4 ECB (limit 1)
$1/1 Tylenol printable here
$1/1 Motrin printable here

Wisk laundry detergent – 2/$7, get $2 ECB(limit one offer per household)
$1.50/2 Wisk 2x Laundry Detergent, Any 50 Oz. + – 01-18-09 RP

Wyeth products – Spend $15, get a $5 ECB: Advil Cold & Sinus – $5, Robitussin/Dimetapp – $6 (limit 1 per household)
$1/1 Advil Cold & Sinus. Allergy Sinus or Children’s Advil Cold 1/25/2009 RP
$2/1 Advil Cold & Sinus , Dimetapp, and Robitussin printable here

BOGO free deals:

Two day sale: (Sunday-Monday only) Revlon face, eye, lip, or nail color (BOGO 50% off after Monday)
$1/1 Revlon Color Cosmetic Product, Any – 01-11-09 SS 12-07-08 SS, 11-16-08 SS
*Arm & Hammer laundry detergent
$1/1 printable here (click on get coupons)
*All CVS vitamins/minerals/herbals
*Pepperidge Farm goldfish or Indiana popcorn
$1/1 Pepperidge Farm Baked Naturals Snacks, Any – 01-18-09 SS
*Mentos
$1/1 Mentos Gum, Any Pocket Bottles – 12-14-08 SS
*Post cereals

$1/2 coupon in 1/25 inserts and $2/1 Trail Mix Crunch printable here (thanks to Frugally Ever After for the heads up!)
*Werther’s or Riesen

Other deals:
*Advil (40-50 ct) – $4.49, get $1 instant rebate
*CVS tissues (120 ct) – 2/$1 (Sunday-Monday only)
*Gold Emblem spices – .88 (these are great!)
*Get a free M&Ms backpack when you buy $15 of these Mars products (limit one per household): M&Ms Premiums – 2/$7, M&Ms 27 oz – $5, Starburst/Skittles 16 oz – 2/$5, Mars king size bars – 2/$2, Snickers/M&Ms/Twix/Milky Way/Skittles king size – 4/$5

Scenario Sunday: CVS scenarios for the week of 1/18

This has turned out to be a fairly decent week, especially since last week was kind of slow.

Here’s a good scenario for newbies or those with very few ECBs to start out with:
Spend $5.97 OOP, get $16.46 in merchandise
(if you want to add Excedrin or St. Ives, see my scenarios at the end)

Transaction #1:
Buy 1 Herbal Essences Hydralicious shampoo or conditioner – $2.99
Use $1 manufacturer’s coupon

Spend $1.99, get $1 ECB

Transaction #2:
Buy 1 CVS 24 hour allergy relief – $3.79
Use $1 ECB from HE
Spend $2.79, get $3.79

Transaction #3: (if you don’t need/want more allergy meds, move to transaction #4)
Buy 1 CVS 24 hour allergy relief – $3.79
Use $3.79 ECB from HE
Spend $0, get $3.79

Transaction #4:
Buy Cottonelle moist wipes 2 pk – $5.98
Use .50 printable coupon
Use $3.79 ECB from CVS allergy relief
Spend $1.69, get $3 ECB
.50 rebate from
Caregivers

Somehow I missed this deal. Buy 3 American Greeting (or Hallmark) – YMMV cards, get a $3 ECB. Prices start at .99. So, buy 3 cards, use your $3 ECB from the Cottonelle (they will need to adjust the ECB down if you are not buying anything else and are buying the .99 card) and you will get $3 back. SO FREE! πŸ™‚

My transactions for the week

I have about $17 in ECB that I need to “roll” before they expire on 1/20. Here are my scenarios: ($54.48 in merchandise for .51 OOP)

Transaction #1:
Buy 2 CVS Allergy meds – $3.79/each

Buy 2 Herbal Essence shampoo – $2.99/each
use 2 $1 coupons

Buy Cottonelle moist wipes – $5.98
use .50 printable

Buy 2 Excedrin – $1.99/each
Use 2 $2 Excedrin printables (they will have to adjust the coupon down in the register)

Buy 2 St. Ives Scrubs – $2.99/each (I printed coupons to do the Wags deal a few weeks ago and never made it there)
Use $3/2 CVS CRT
Use 2 $2 printables

Buy 2 Dawn dish detergent – $1.99 (BOGO free)
Use 2 .25 coupons

Total before coupons = $31.49
Total after coupons = $17.51
Spend .51, get $12.58 in ECBs

Transaction #2:
Buy 4 Pepsi 12 pks – 4/$12
Buy 3 bags of Lays/Tostitos chips – $3 each

Total = $21 (pay w/ ECBs), earn $10 ECB

Savings Saturday: CVS ad for the week of 1/18-1/24

January is flying by! Here are the deals for the upcoming week at CVS. The match ups for the monthly deals can be found here.

I do these coupon match-ups myself and it takes a LOT of time. I don’t mind if you share this information, but please make sure you are giving credit by posting a link back to my blog! Thanks πŸ™‚

ECB deals:

This is FREE after ECBs: CVS 24 hour allergy relief – $3.79, get $3.79 ECB (limit 2)

Cottonelle toilet paper (20 rolls) – $12.97, get $4 ECB (this is a month long value pack)
.50 printable coupon on Smartsource.com

Claritin Liqui-Gels – $19.99, get $10 ECB – this is a 2 day day (Sunday/Monday only)
$2 printable coupon on Claritin.com

Cottonelle moist wipes 2 pk – $5.98, get $3 ECB
.50 printable coupon on Smartsource.com

Spend $10 on CoverGirl products, get $3 ECB
$1/1 Covergirl Cosmetics, Any – 12-28-08 PG

Buy 2 Maybelline Mineral products, get $10 ECB
$3/1 Maybelline Foundation, Any – 10-26-08 RP

Spend $15 on Neutrogena Skin or Hair care, get $5 ECB
$1/1 printable coupon on coupons.com (click on the blue link at the top or on the sidebar)
$2/1 hair care printable here

Buy Rogaine regular for women, extra strength or foam for men – $19.99, get $5 ECB
$15 off Rogaine printable here

Buy Herbal Essences Hydralicious shampoo or conditioner – $2.99, get $1 ECB
$1/1 Herbal Essences shampoo, conditioner, styling product or hair color, any excluding trial size – 12-28-08 PG

Buy Axe Shower gel, body spray, shampoo or conditioner – $2/$10, get $3 ECB
$1.50/1 Axe printable on Smartsource.com

Buy Schick Quattro Titanium, Midnight, or Quattro for Women – $8.99, get $3 ECB
$2/1 Schick Quattro Titanium Razor, Any – 12-14-08 SS
$2/1 Schick Quattro for Women, or Intuition Plus Razor or Refill – 12-07-08 SS

University Medical Wrinkle Free Eyes 20 minute eye lift system – $29.99, get $5 ECB

Buy Crest Whitestrips (56 ct) – $19.99, get $5 ECB
$5/1 Crest Whitestrips Premium, Pro Effects, Daily Whitening Multicare Or Daily Whitening + Tartar Protection, Any Excluding Classic – 01-18-09 PG

Buy Colgate Total 7.8 oz, Total Advanced (5.8 oz) or Deep Clean 360 toothbrush – $3.49, get $1 ECB
$1/1 Colgate Adult Or Children’s Toothpaste, Any 4 Oz. + – 01-04-09 SS
$1.50/1 Colgate Total Advanced Whitening, Colgate Total Advanced Clean, Or Colgate Total Advanced Fresh Toothpaste Only, Any 4 Oz. + – 01-04-09 SS

Buy twin packs of Crest, Oral B, Fixodent, or Oral B toothbrushes multipack, get $2 ECB
$1/1 Oral-B Pulsar, CrossAction, Advantage or Indicator manual toothbrush, any – 12-28-08 PG

Buy Zaditor, Aquify, CLear Care, GenTeal twin pack – $14.99, get $3 ECB
$2/1 printable Zaditor on Smartsource.com
$1.50/1 GenTeal Dry Eye Relief, Any – 10-19-08 SS

Buy Bausch & Lomb ReNu solution twin pack – $7.49, get $2 ECB

Buy Alli weight loss starter kit, get $10 ECB
$5/1 printable coupon here

Buy Boost Nutrition drink 6 pk – $6.99, get $1 ECB
$2/1 Boost Glucose Control Nutritional Drink, Any Multi-Pack – 01-04-09 SS

Buy Zantac 150 or Zantac 75 – $9.97, get $2 ECB
$1.50/1 Zantac 75 Heartburn Relief, Any – 12-14-08 SS
$1.50/1 Zantac 75 product, any – 11-09-08 SS
$1/1 Zantac Heartburn Relief, Any – 10-26-08 SS
$1.50/1 Zantac 75 Product, Any, Any – 01-18-09 SS

Spend $20 on PepsiCo products, get $10 ECB: Lays (excludes baked)/Tostitos – 2/$6, Sobe Life water/Propel Fit Water/Gatorade/Pepsi 2 liters – 4/$5, 12 packs Pepsi – 4/$12
Buy 3 12 packs and 3 bags of chips, get $15 in coupons by MIR printable here
.50/1 Sobe hang tags found at Target/gas stations/grocery stores

Clairol Natural Instincts – $5.99, get $2 ECB
$2/1 Clairol Natural Instincts Product, Any – 12-14-08 PG

Prilosec OTC – $24.77, get $5 ECB
$3/1 Prilosec OTC, Any – 01-18-09 PG

BOGO deals:
Maybelline mascara, liner, or eye shadow
$1/1 Maybelline New York Mascara, Any – 01-18-09 RP
$1/1 Maybelline Mascara, Any – 10-26-08 RP

Dawn dish detergent
.25/1 Dawn, Any Size – 12-28-08 PG

Campbell’s or Swanson soup/chicken broth
Purex laundry detergent
.50/1 Purex printable here

Stridex products
L’Oreal Hip cosmetics
Life Fitness vitamins

Other deals:
Spend $15 on selected Hershey products, get a free $5 CVS pharmacy gift card
Hershey’s (1) Special Dark Chocolate Bar FREE WYB (1) Milk Chocolate Bar, Milk Chocolate Bar With Almonds Or Special Dark Chocolate Bar 1.45-1.56 Oz. – 11-09-08 SS – valid up to $0.79
$1/1 Hershey’s Miniatures Special Dark Chocolates, Hershey’s Kisses Brand Special Dark Chocolates, or Hershey’s Nuggets Special Dark Chocolates, Any 11 oz. + – 11-09-08 SS
Look for specially marked packages with Mega Movie points. Details are here

Tide – $5.99
$1/1 Tide Product, Any – 12-28-08 PG

Excedrin – $1.99
$2 off Excedrin Migraine printable here (makes it free!)

St. Ives scrubs – $2.99
$2 printable here

Duracell batteries (in case you didn’t get in on all the deals during Christmas) – $2.99
.75/1 Duracell Coppertop (AA, AAA – 4-Pack +, C, D, Or 9V –Any Size) Or Powerpix & Ultra Digital (AA Or AAA) Or Ultra Photo Lithium (123, 223, 245, Cr2 Or Cr-V3) – 01-18-09 PG
.75/1 Duracell Coppertop Batteries, Any 4 Pack + AA Or AAA Or Any Size C,D Or 9V Or Powerpix & Ultra Digital (AA Or AAA) Or Ultra Photo Lithium (123, 223, 245, CR2 Or CR-V3) – 12-28-08 PG
.75/1 Duracell Coppertop Batteries, Any 4 Pack + AA Or AAA Or Any Size C,D Or 9V Or Powerpix & Ultra Digital (AA Or AAA) Or Ultra Photo Lithium (123, 223, 245, CR2 Or CR-V3) – 12-14-08 PG

CVS diaper deal – $3.49/package

If you need diapers, check out the CVS diaper deal this week. The CVS brand diapers and training pants are on sale 2/$12.99. If you just buy one package, it will ring up at $6.49 or $6.50. Use the $3 off CVS brand coupon (details are here) and pay $3.49-3.50 for a package of diapers!

If you have never tried their brand of diapers before, it’s worth checking them out at that price and if you figure out that they work for you, this is a good time to stock up. It’s even better if you have a $ off CVS coupon or ECBs that you want to use before they expire!

The following CVS baby care items are also on sale 2/$4, so it’s another great way to use the $3 off coupon: Oil 14 oz, body wash, bath, powder, lotion, shampoo 15 oz, detangler 10 oz or wipes 72-80 ct.

While you’re there also keep an eye out for clearanced Febreze candles. The apple and vanilla scents are ringing up at 75-90% off (so .80-$1.99). There were $2 off coupons in the 12-14 P&G insert and $1 off coupons in the Home Made Simple mailer.