Did you know that there are only 139 days left until Christmas? That may seem like a lot of time now, but I know that time tends to dwindle quickly as the holiday season approaches. I typically like to have all of my shopping done by Thanksgiving, which means that I have even less time!

I know that I have posted about this before, but I fund my Christmas fund exclusively using money that I earn doing “extra” things. In addition to survey sites, bank offers are also a quick and easy way to make some extra money. I have already made $150 this year by completing bank offers.

I read about this offer first on Misty’s blog. I always try these offers first myself before posting them here so that I can make sure that they are “legit.” This one was quick and easy!

Right now, Virtual Bank is offering $20 to people who open a NEW eMoney Market Account (if you have had an account with them in the past, you will not be eligible for this offer). Here’s how this offer works:

*Open a new money market account with a minimum deposit of $100 via the link you receive in your e-mail (you must do this within 30 days of receiving the e-mail!). A $100 opening deposit is required, but there is no minimum balance requirement to maintain the account and there are no monthly fees!

*You will receive a $20 bonus within 30 days of meeting the requirements (I deposited my money on 7-24 and the bonus was credited on 7-27 – I was surprised at how quickly it credited!)

*I was able to withdraw my $20 bonus right away!

Click here if you would like an invite to receive your free $20.

I have found that in addition to being a great way to make a little bit of extra money, online banks are also a great way to stash your emergency fund or your Christmas fund.