Tip of the Day Tuesday: Supplementing your budget with gift cards

If you’ve been reading my blog for long, you know that I use gift cards to supplement my $40 weekly grocery budget. All of the gift cards that I use are ones that I have gotten for “free” for doing various offers. As a working mom with two young children, I don’t have a lot of extra time, so all of the things that I do are pretty easy. I thought I’d share them with you today! Many of them have already been posted at some point on the blog, but I thought it would be nice to have them all in one spot.

*Pharmacy prescription transfers: I dedicated an entire post to this here. It’s worth reading if you’ve been wondering how this works. This is one of the easiest ways that I get gift cards and they are usually $25-30 gift cards. In the Walgreens ad on Sunday, they had a coupon for a $25 gift card with any transferred prescription which is valid until April. There is also a printable version here. In the CVS ad, they had a coupon for a $25 gift card with any transferred prescription which is valid until mid-February. If you have Safeway/Randalls, there is a coupon in the ad this week for a $30 gift card with any NEW or transferred prescription that does not expire until March. The “NEW” or transferred coupons are the best ones to have and I always try to hang on to a few extras because you never know when someone is going to get sick and need to have a prescription filled!

*Lila Guide: I absolutely love this site! If you read my Menu Planning Monday posts, this is where I post most of my crockpot recipes. They have several promotions throughout the year with easy ways to get Target gift cards. You can find all the details about their latest promotion here (hurry because it ends on 1/31).

*Swagbucks: This is becoming my new favorite way to earn gift cards. At some point throughout the day I have a reason to search for something online. Before discovering Swagbucks, I always used Google search, but Swagbucks makes it easy to earn gift cards while doing something I would be doing anyway – searching online! I just cashed out for a $20 Target gift card this week and I plan to cash out for a $25 Amazon gift card soon. If you haven’t joined Swagbucks yet, and you want to know how it works, you can read about it here. For a limited time, get a bonus Swagbuck using the bonus code BeMine (it is case sensitive).

*MyPoints: You will get a few e-mails from this site each week (I usually get 15-20) and in most of the e-mail, there is a link for you to click to “get points” just for reading the e-mail. You can also earn points by shopping through the links on their site, printing coupons from their site, and using the search engine on their site. It is very easy to do and I usually earn a $25 gift card every 2-3 months. If you’d like a referral, you can e-mail me (upper left hand corner of the blog) and I’ll be happy to send you one!

*Epoll: This is a survey site where you earn points for completing surveys. The surveys are usually quick and easy and most of the time are about TV shows. You can cash out your points for a variety of gift cards (Amazon, Best Buy, Target, Starbucks, etc.).

*Credit card rewards programs: I cannot stress enough that you should ONLY do this if you can pay off your card IN FULL every month. If you know that you do not have the discipline to do this, please skip this part because it is not worth it and you will just end up in more debt and more trouble! We have three different rewards cards that we use each month. We have a Discover Open Road card that we use for all of our gas purchases each month. My husband also has reimburseable business expenses each month, and we put all of those on that card. I love this card because there is a cash back or gift card option. When you choose the gift card option, you can usually get a “bonus” reward (for example, a $25 gift card for cashing out $20 in rewards or a $45-50 gift card for cashing out $40 in rewards). We pay for recurring monthly expenses (cable, security system, phone, etc.) on a Citibank cash rewards card (so we don’t earn gift cards, but we do get cash back). All other monthly expenses go on a Gymboree Visa card, and I earn gift cards which I use to pay for clothing for my kids. There are many different credit card rewards programs, and if you are interested in doing this (and again CAN PAY OFF YOUR CARD IN FULL EVERY MONTH), this website will help you to make an informed decision about which card would work best for you.

Instant Win Wednesday: Butterfinger, Nature’s Bounty, Pace

Here are the instant win games for the week:

Butterfinger/Bonnarco instant win game – click here to enter (ends 4/2/09)

Nature’s Bounty Healthy You, Healthy Earth instant win game and sweepstakes – click here to enter (ends 3/31/09)

Pace Hand Pick and Win – click here to enter (ends 7/31/09) – I posted this awhile back, but I figured it would be a good one to post again in honor of the Kroger Mega Sale 🙂 You don’t need a code to enter. I just won a coupon for a free jar of picante sauce when I played!

Here is a link to the instant win games from previous weeks (some may be expired)

Lots of online deals: Eddie Bauer, Gap, Kohls, Old Navy

Here are a few deals from my inbox that I thought were worth sharing!

Eddie Bauer – save up to 60% off during the semi-annual “Ultimate” sale. Get 4% cash back when you shop through Ebates.

Gap – Take an extra 30% off new arrivals and get free shipping when you spend $150 or more when you enter the code SPRING at check-out (offer ends on Sunday, 1/25). Get 3% cash back when you shop through Ebates.

Kohls – Check out their “incredible savings sale” (in store and online). Get additional savings during their “Power Hours” – Friday (online 3 pm-midnight EST, in store 3 pm-11 pm local time) and Saturday (online 12 am-4 pm EST, in store 7 am-1 pm local time). Save 60-65% off selected fleece tops, knit tops, and sports shirts for men. Save 50-60% off selected updated sportswear. Save 40-50% off selected athletic shoes. Save 10% off selected sheet sets (already 50-60% off). Save an extra 15% off selected kitchen electrics (already 10-20% off). Take an extra 15% off when you use code GET15EXTRA at check-out. Get free standard shipping when you spend $75 or more. Get an extra 4% cash back when you shop through Ebates.

Old Navy – Take an extra 30% off new arrivals and get free shipping when you spend $150 or more when you enter the code SPRING at check-out (offer ends on Sunday, 1/25). They also have more clearance markdowns starting at $1.99 and up. Click here for the details. Get 3% cash back when you shop through Ebates.

The Children’s Place – If you haven’t taken advantange of their great clearance sale yet, it’s not too late! Their “Monster Sale” is still going on. Take an additional 50% off already reduced clearance items. Get 3% cash back when you shop through Ebates.

Instant Win Wednesday: Mars snack foods, Wanchai Ferry, Kimberly Clark

Kimberly Clark $25,000 Room a Day Giveaway: click here (ends 3/6)

Mars Snack Foods Be on the Field Super Bowl giveaway (ends 2/1): click here

Wanchai Ferry Chinese New Year promotion: click here (ends 3/1)

Here are the instant win games from previous weeks (some may have ended):
http://melziemomsbargains.blogspot.com/search/label/instant%20win%20games

If you’re wondering if it’s “worth” it to play these games, I just won the Kraft instant win game I posted about recently this morning 🙂

The Kroger Mega sale is ON!


If you haven’t really shopped much at Kroger before, this week is a great week to shop. During the Mega Sale, you get an instant $5 off when you purchase 10 participating items. You can do this up to three times (so 30 items) per transaction. You can really see your savings add up quickly!

Please keep in mind that these sale prices are for my area and YMMV so you may want to check out your store’s ad on Kroger.com. I have looked at a number of different bargain blogs and it appears that the same promotional items are working in different areas, but the prices do vary some.

I am going to post the ACTUAL price of items rather than the price at .50 off. I hope that this does not confuse anyone. I know for me, it is less confusing to do it that way as I make my scenarios. You CAN mix and match items. You DO have to purchase ten items to get the instant $5 off.

Here we go:

*Cheeto’s snacks – $2.19/each
*Kraft shredded or bar cheese – $1.99/each
.75/1 Kraft or Polly-O 2% Milk Natural Cheese, Any Shreds, Chunk, String, Cubes, or Slices (DND 5) – check the blinkie machines by the cheese in your store for this coupon
*Kraft mayonnaise or miracle whip – $2.99/each
.75/1 Kraft Mayonnaise, Any 24 Oz. + – 01-18-09 SS
*Nature Valley or Fiber One granola bars – $2.69/each
$1/2 Nature Valley Granola Bars, Any – 01-04-09 GM
$1/2 General Mills Cereals- Basic 4, Chex (any), Curves (any), Fiber One (one), Honey Nut Clusters, Nature Valley Cereal (any), Oatmeal Crisp (any), Raisin Nut Bran, Total (any), Wheaties cereal – 01-11-09 SS
.50/1 Nature Valley Granola Bars, Any – 01-04-09 GM
$1/2 printable here

*Quaker instant oatmeal – $2.69/each
$1/2 printable here
*Quaker Life cereal – $2.49/each
$1/2 Quaker Life Cereals, Any – 12-07-08 RP
$1/2 Quaker Life Cereal, Any – 01-04-09 RP

*Pace picante sauce or salsa – $1.76/each
.50/1 Pace Specialty Salsa, Any – 12-14-08 SS

*Lays potato chips – $2.27/each
*Coffee-Mate Coffee creamer – $2.99/each
.50/1 Nestle Coffee-Mate Liquid or Powder Coffee Creamer, any size or variety – 01-04-09 SS
*Gorton’s seafood or fish fillets – $2.99/each
*Tombstone pizza – $2.99/each
*Daisy sour cream – $1.99/each
.50/1 Daisy Brand Sour Cream, Any 16 oz + – 01-18-09 SS
.50/1 Daisy Sour Cream, Any – 12-14-08 SS

*Propel Fitness water – $1/each
*Glade Aerosol air freshener – .96/each
$1/2 Glade Sprays, Any Excluding Air Infusions – 01-11-09 SS
*Wheat thins /Triscuits – $2.39/each
*Planters peanuts – $2.49/each
*Sobe Life water – $1/each
*Glade candles – $2.24/each
*Cattlemans BBQ sauce/French’s mustard/Frank’s Red Hot sauce – $1.49/each
.75/1 Cattlemans BBQ sauce printable here
.50/1 French’s printable coupon here
$0.35/1 Franks Red Hot Sauce, Any – 01-18-09 SS

*Oscar Mayer franks – $2.99/each
*Snapple anti-oxidant water -$ 1/each
*Cheez-Its – $2.50/each
*Oscar Mayer deli fresh lunch meat – $2.99/each
*Oscar Mayer fully cooked chicken strips – $2.99/each
*Sheba cat food – $1/each
*Solo plastic plates (20 ct) or Solo cups (30-50 ct) – $2.59/each
*Keebler Fudge Shoppe – $2.49/each
*Kelloggs fruit snacks – $2.19/each
*Red Bull energy drinks – $1.49/each
*Tropicana orange juice – $2.69/each
$1/2 Tropicana Pure Premium Juice Products, Any 64 oz. – 01-04-09 RP
*Nestle cookie dough – $2.46/each
*Velveeta cheese – $4.99/each
$1/1 printable from Coupons.com (see the blue link at the top or on the sidebar of the blog)
*Totinos pizza rolls – $2.99/each
.50/1 Cellfire coupon – save here
.35/1 Totinos Roll Snacks, Any – 01-11-09 SS
*Ken’s salad dressing – $1.99/each
*Juicy Juice – $2.53/each
$1/1 Nestle Juicy Juice Products, Any – 01-04-09 SS
*Aquafina water – $3.99/each
*Gatorade sports drink – $4.99/each
*El Monterey taquitos – $4.99/each
$1/1 El Monterey Taquitos, Any – 10-19-08 SS
*Tyson meal kits – $4.99/each
*Good Bites dog treats – $3.39/each
$1/1 Pedigree Good Bites Treats For Dogs, any – 01-11-09 RP
*Rotel diced tomatoes – .90/each
.30/1 Ro-Tel Diced Tomatoes, Any 10 Oz. + – 01-18-09 SS
*Hormel chili with beans – $1
*Pepperidge Farm goldfish – $1.49
$1/1 Pepperidge Farm Baked Naturals snacks – 01-18-09 SS
*Kleenex facial tissue – $1.59
.40/1 Kleenex Lotion Facial Tissue, any package – 01-04-09 SS
*Philadelphia cream cheese – $1.49
*Green Giant Valley Fresh steamers – $1.49
.50/1 Green Giant Valley Fresh Steamers, Any – 01-04-09 GM

Other noteable deals:
*Tyson/Kroger/Pilgrims Pride boneless chicken breast or breat tenders – BOGO free
.55/1 printable here
*Blueberries – .99/each!
*Jumbo cantaloupe – BOGO free (my kids will be thrilled!)
*Dole of Fresh Express salads – BOGO free
*Kroger shredded cheese – 3/$5
*Springdale milk – $2.99
*Sara Lee bread – BOGO free ($2.29)